What kind of credit?
What kind of credit is right for you? It all depends on what you need the money for, and how soon you can pay it back.
Low amount of credit
The easiest way to do this is by arranging a Bank Overdraft and paying the money back within six months.
Instant credit up to 1,500 pounds
This can be done with a Credit Card. Repayments can be made over 12 months, but interest charges can be high.
Paying for large item
You need an Unsecured Personal Loan. It is paid back over one to three years.
Home improvements
You need a Home Improvement Loan. These are repaid over a three year period or longer.
House
You need a Secured Loan (mortgage). These are usually repaid over 10 to 25 years.
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